Cassie Finance | Privacy Policy

Introduction. This Privacy Policy discloses the policies of Cassie Finance at www.cassiefinance.com and its operator Contravariance LLC (D/b/a Cassie Finance), a New York.LLC located in New York, New York.(collectively “we” or “us”) regarding the collection, use and disclosure of information that you (a “User”) submit to us or that is collected through your use of Cassie Finance.
Location. Cassie Finance is located in the United States and is subject to the United States’s laws. If you are outside of the United States, your use of the website constitutes consent to the transmission of personal information to the United States. If your use of Cassie Finance is against the laws of your jurisdiction, it is your responsibility to refrain from the use of Cassie Finance.
Types of Personal Information Collected. “Personal information” is data that identifies, relates to, describes, can be used to contact, or could reasonably be linked directly or indirectly to a User. For purposes of this Policy, there is no meaningful distinction between the terms “personal information” and “personal data.”
- Personal Information Collected - General. We collect the following items of personal information from Users:
  - General user information including first name, last name, email address, telephone number, user name, password, location information, and other descriptive information describing the user, their occupation, and their business.
  - Business information such as information about the business’s employees, their compensation, titles, and other identifying information.
  - Any information a user provides to us, such as but not limited to information provided to us for customer support purposes.
  - Billing information, such as credit card information. This information will be collected by a third party provider.
  - Information that is user generated and inputted into our Website and related services. This information may encompass employee and compensation data. Cassie Finance does not control what user generated information is created. The Privacy Policy encompasses this user generated content.
Collection of Personal Information.
- Submission from User. Certain items of personal information we rely on you to submit to us. When a user creates their account, they must provide personal information including but not limited to first name, last name, email address, title, and certain business information such as company name, company size, and company logo. When a user uses the Website and related services, they may also create user generated content which is solely inputted by the user or user authorized persons.
  - Before a Transaction. Before a transaction, our third party payments provider collects items of personal information from your submission including billing information such as billing contact information, billing address, and associated credit card information in order to complete the purchase of our services.
- Automatic Collection. Certain items of personal information are collected from you upon visiting Cassie Finance, namely: device data and browser data across our Website and related services. We also collect usage data associated with those devices and browsers, including but not limited to IP address, plug-ins, language used, location, time spent on Sites, navigation path of sites, and Third-Party Sites, pages visited, links clicked, and the pages that led or referred you to Sites and Third-Party Sites.
- Collection of Personal Information from Other Sources. We collect certain information from the user when a user connects third party applications to Cassie Finance. Additionally, we also collect information from the user when the user contacts Cassie Finance via digital means (email, social, surveys, etc.), physical means (mail, events, etc.). For example, if a user emails or contacts us through social media, we collect the information provided by the user to better service the user.
Cookies and Other Tracking Technologies.
- Cookies. Cassie Finance utilizes cookies for the following purposes: We use cookies for personalizing our Website and related services. These cookies remain associated with you. Deleting these cookies may result in limited functionality.
- Third Party Cookies. We work with third parties that place cookies on our Website to provide:
  - Analytics. We use third-party analytics cookies to gain insight into how our visitors use Cassie Finance. The following third parties utilize cookies on Cassie Finance for analytics: analytics providers such as Google Analytics, mixpanel, etc. We use analytics to better understand how users are utilizing our Website and related services and to personalize our services.
- Third Party Cookies Control. To the extent Cassie Finance exercises any control over the cookies created by Third Parties, it will be done in compliance with this Privacy policy. Other companies' use of their cookies is subject to their own privacy policies and not ours.
- Opting Out of Cookies and Other Tracking Technologies.
  - Opting out of Cookies. If you prefer to opt out of First Party cookies, please take the following steps: A user may opt out via adjusting their browser settings, however, Cassie Finance's cookies are required for successful login authentication and verification.
  - Opting out of Third Party Cookies. To opt-out of third-party cookies, refer to the methods they have posted on their individual websites.
Use of Personal Information. In general, we use your personal information to:
- Process your order;
- Communicate with you regarding your order, your account, the use of our products or services, or otherwise provide customer service;
- Maintain your account and keep track of any purchases made by you;
- Authenticate your account credentials and identify you to log in to the Website;
- Personalize your experience on the Website;
- Send you marketing communications about services and products offered by Cassie Finance, Contravariance LLC (D/b/a Cassie Finance) and affiliate companies of Contravariance LLC (D/b/a Cassie Finance), as permitted by law;
- Improve our website, your personal information may be analyzed to search for patterns which may help improve the overall website experience;
- Improve the customer service we provide, your personal information may be used for review and quality control purposes;
- Authenticate your credit or debit card account information;
- Create de-identified personal information to be used by us; and
- Use for any other reason you consent to.
- Additionally, we reserve the right to use all personal information and business information in an aggregated, deidentified manner for our business purposes, such as personalization and marketing of our services. We will not use this information in a specific, non aggregated manner without the consent of the user.
Promotions, Sweepstakes and other Contests. We reserve the right to, on occasion, offer special promotions, contests and/or sweepstakes intended to provide you an incentive to use or promote the Website or engage with advertisers or others associated with the Website. The applicable rules will be posted on the Website in or near the description of each such promotion. We reserve the right to interpret the rules related to any such promotion, contest or sweepstakes in our sole discretion, and you hereby agree to our interpretation.
Disclosure of Personal Information to Third-Parties. We disclose the personal information we collect (or otherwise generate or obtain) for the following purposes:
- In the event of a corporate transaction. We may disclose or transfer your information to a third party if we sell, transfer, divest, or disclose all or a portion of our business or assets to another company in connection with or during negotiation of any merger, financing, acquisition, bankruptcy, dissolution, transaction, or proceeding.
- Use to protect against, investigate and deter fraudulent activity. When necessary, your personal information may be disclosed to third parties for the purpose of protecting against, investigating and deterring fraudulent, as well as unauthorized or illegal, activity.
- Defend our legal rights. To protect and defend the legal rights of Cassie Finance, and Cassie Finance’s employees, we may disclose your personal information. We may also require your personal information to defend against legal claims, or to establish our legal rights.
- To comply with and as required by law. We may disclose your personal information to government authorities or other relevant third parties in order to comply with applicable legal requirements, judicial proceedings, court orders, subpoenas, legal process, or lawful requests from governmental authorities.
- At your request. We also share your information as directed or requested by you, or subject to your consent. In some circumstances, you may have the right to opt-out or object to our sharing of your information with certain third parties.
The Ability of Others to View Your Information. When you use the Website, certain information you post or provide on the publicly available portions of the Website may become publicly available and may be collected and used by others, including people outside of the control of the Website. We have no obligations with respect to any information that you post to publicly available parts of the Website.
Security. We have implemented commercially reasonable safeguards to provide adequate protection for the storage and transfer of your Personal Information. Despite the measures we have taken, we cannot guarantee that your personal information will only be accessed by authorized parties. We are not responsible for third parties that circumvent the safeguards we have put in place. We will notify you if we become aware of unauthorized access of your personal information.
Retention of Personal Information. Unless there is something in this Policy to the contrary, we may retain your personal information for as long as your account is active and for a period of 5 years thereafter to allow you to re-activate your account without loss of information. We may also retain your personal information as necessary to comply with legal requirements and obligations, defend our rights, resolve conflicts, improve our website, address complaints, and enforce contracts.
Storage of Credit Card Information. We do not store your credit card or debit card information ourselves. We do not access such information for other purposes without your permission. While credit or debit card information is safeguarded through our third-party service provider, no method of electronic storage is 100% and we cannot guarantee its absolute security. When your credit or debit card account information is being transmitted through our Website, it will be protected by security protocols.
Your Choices and Rights
- General. You may choose not to provide some of the personal information described above. Please note, however, that many of our services require some personal information to operate, so if you choose not to provide the personal information necessary to operate and provide you with a particular service or feature of that service, you may not be able to use that service or feature.
- Consent. For any personal information that is collected, used or processed pursuant to your consent, you may withdraw your consent at any time by contacting us by one of the methods listed below. Withdrawal of your consent will not affect the use or collection of your personal information prior to your withdrawal. You may withdraw your consent by contacting us by one of the methods listed below.
- Ability to Unsubscribe From Marketing Emails. You may “opt-out” of electronic communications from us by unsubscribing or any method described in the electronic communication. You may also contact us through the methods described below to unsubscribe from email communications. This applies to promotional communications and not administrative communications we feel are necessary to provide the services on the Website.
- Sharing withThird Parties. We do not automatically share your personal information with third party service providers without your consent, except for any such disclosures that are necessary to fulfill the services you contracted for with us to provide through the Website. All other disclosures to third party business service providers are only made through your affirmative actions, by indicating on the Website that you are interested in third party services. To prevent the disclosure of your personal information to these third party service providers, do not opt-in for the service.
Corrections to Personal Information. If you have created an online account with us and would like to update the information you have provided to us, please access your account to view and update your information.
Do-Not-Track Requests. “Do-Not-Track” is a web browser setting that sends a signal instructing the website not to track a user. Cassie Finance currently does not have a mechanism to respond to “Do-Not-Track” requests.
Revisions. This Privacy Policy may be revised from time to time. We will post any such changes to this page and may otherwise post other alerts on the Website or communicate such changes through email. If you disagree with any such changes, please cease using the Website. Continued use following the posting of any such changes indicates your acceptance of the changes. If we make any changes to this Privacy Policy that materially impact previously collected personal information about you, we will make reasonable efforts to provide notice and obtain consent to any such changes as may be required by law.
Minors. Minors under the age of 13 may not use the Website. We do not knowingly collect information from children under 13 years of age. Additionally, we recommend that users between the ages of 13 and 18 ask their parents for permission before sending any information about themselves to anyone over the Internet..
Terms of Use. This Privacy Policy is subject to the terms contained in Cassie Finance’s Terms of Use.
Contact. If you have any questions or concerns about this Policy or the way in which your personal information is handled, please contact us by email at [email protected].